  <div id="et-boc" class="et-boc">
			<div id="et_builder_outer_content" class="et_builder_outer_content">
		<div id="et-boc" class="et-boc">
			<div id="et_builder_outer_content" class="et_builder_outer_content">
		{"id":879,"date":"2015-05-11T08:27:54","date_gmt":"2015-05-11T15:27:54","guid":{"rendered":"http:\/\/www.wou.edu\/humanresources\/?page_id=879"},"modified":"2026-04-07T13:54:43","modified_gmt":"2026-04-07T20:54:43","slug":"retirement","status":"publish","type":"page","link":"https:\/\/wou.edu\/hr\/benefits-retirement\/retirement\/","title":{"rendered":"Retirement"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; custom_padding=&#8221;0px|40px|0px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>If you work 600 hours or more in a calendar year you\u00a0may be\u00a0eligible to participate in a\u00a0retirement plan offered by ÀÖ²¥ÊÓÆµ. You\u00a0may be\u00a0eligible to enroll in one of these plans six full months after you begin working, and should receive enrollment information from the Human Resources Office before you become eligible to participate.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||12px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2><strong>Retiree Resources<\/strong><\/h2>\n<ul>\n<li><a href=\"https:\/\/www.pershealth.com\/\" target=\"_blank\" rel=\"noopener\">PERS Retiree Health<\/a><\/li>\n<li><a href=\"https:\/\/www.benefithelpsolutions.com\/members\/retiree\" target=\"_blank\" rel=\"noopener\">PEBB Retiree Health<\/a><\/li>\n<li><a href=\"https:\/\/wou.edu\/hr\/benefits-retirement\/retirementchecklist\/\">Retirement Checklists<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.2&#8243; background_color=&#8221;#f7f7f7&#8243; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;20px||||false|false&#8221; custom_padding=&#8221;|15px|25px|15px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.23.4&#8243; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#cfcfcf&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;9px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Public Employees Retirement (PERS)&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h2&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><a href=\"http:\/\/oregon.gov\/PERS\/\" rel=\"noopener noreferrer\">PERS (Public Employees Retirement System)<\/a> offers classified and unclassified employees a defined benefit pension plus an individual account.<\/p>\n<ul>\n<li>Pension plans are based on your date of hire, years of service, and earnings.<\/li>\n<li>You accumulate assets in an individual account that is invested for you by PERS.<\/li>\n<li>Pension benefits are generally available when you reach <a href=\"http:\/\/www.ssa.gov\/oact\/progdata\/nra.html\" rel=\"noopener noreferrer\">normal retirement age<\/a>.<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.23.4&#8243; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#cfcfcf&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;9px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Optional Retirement Plan (ORP)&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h2&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><a href=\"https:\/\/www.opurp.org\/optional-retirement-plan\" rel=\"noopener noreferrer\">ORP (Optional Retirement Plan)<\/a> is a defined contribution alternative to PERS for unclassified employees whose career mobility may take them outside Oregon and to other employers.<\/p>\n<ul>\n<li>ORP participants select mutual funds and annuities for their investments, and participants manage their accounts with education and retirement planning services provided by\u00a0<a href=\"https:\/\/www.tiaa.org\/public\/tcm\/opurp\" rel=\"noopener noreferrer\">TIAA<\/a>\u00a0and\u00a0<a href=\"https:\/\/nb.fidelity.com\/public\/nb\/opurp\/home\" rel=\"noopener noreferrer\">Fidelity Investments<\/a>.<\/li>\n<li>A vested participant\u2019s account is portable to another employer\u2019s plan or may remain invested in the ORP if they leave an Oregon Public University.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.opurp.org\/newsletter\/\" rel=\"noopener\">OPURP Quarterly Newsletters<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|40px|6px|40px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Voluntary Retirement Savings Plans (Supplement Your Pension)&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; title_font=&#8221;Montserrat|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Two voluntary retirement savings plans offer a way to increase your retirement income through regular, planned investing.<\/p>\n<ul>\n<li>You determine how much to save each month, and your contributions are made to your account through payroll deductions.<\/li>\n<li>Using these plans will not reduce your retirement benefits or eligibility for PERS, the ORP, Social Security, or Medicare.<\/li>\n<li>You supplement your retirement benefits through as simple workplace savings plan that you may set up as soon as your first month of work, or anytime.<\/li>\n<\/ul>\n<p><strong>The voluntary retirement savings plans are available to all classified and unclassified Oregon Public University employees.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;0px||0px|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#cfcfcf&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;9px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;TDI 403(b)&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<ul>\n<li>Also referred to as the Tax-Deferred Investment Plan, or TDI is exclusively for <a href=\"http:\/\/www.opurp.org\/tdi\">Oregon Public University employees to supplement their retirement pensions<\/a>.<\/li>\n<li>TDI savings offer tax advantages, either as pre-tax investments or as post- tax Roth accounts that allow qualified investment earnings to be withdrawn tax-free after retirement.<\/li>\n<li>TDI participants may choose mutual fund and annuity investment programs, and participants manage their accounts with education and retirement planning services provided by\u00a0<a href=\"https:\/\/www.tiaa.org\/public\/index.html\" rel=\"noopener noreferrer\">TIAA-CREF<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.mysavingsatwork.com\/atwork\/ous.htm\" rel=\"noopener noreferrer\">Fidelity Investments<\/a>.<\/li>\n<li>For more information, check out the <a href=\"https:\/\/cdn.wou.edu\/hr\/files\/2019\/12\/2026-Universal-Availability-Notice-with-Links-.pdf\" rel=\"noopener\">Universal Availability Notice (PDF)<\/a>.<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#cfcfcf&#8221; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;9px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Oregon Savings Growth Plan (OSGP)&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<ul>\n<li>Plan is offered to <a href=\"http:\/\/www.oregon.gov\/pers\/OSGP\/Pages\/index.aspx\">Oregon public employees by PERS<\/a>.<\/li>\n<li>The Oregon Investment Council manages a selection of investments on behalf of participants in the plan.<\/li>\n<li>An Oregon Public University employee may select the OSGP, the TDI or both plans.<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|40px|20px|40px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Retirement Provider Information&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; title_font=&#8221;|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.23.4&#8243; width=&#8221;100%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;30px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_color_all=&#8221;#0C71C3&#8243; border_width_top=&#8221;9px&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#e7e7e7&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Public Employees Retirement System (PERS)&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>11410 SW 68th Parkway<br \/>Tigard, OR 97223<\/p>\n<p><strong>Phone<\/strong>: 503-598-7377<br \/><strong>Fax:<\/strong> 503-598-0561<\/p>\n<p><strong>Employer Number<\/strong>:<br \/>ÀÖ²¥ÊÓÆµ<br \/>01255<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;30px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_color_all=&#8221;#0C71C3&#8243; border_width_top=&#8221;9px&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#e7e7e7&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;PERS Health Insurance Program&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>PO Box 40187<br \/>Portland, OR 97240<\/p>\n<p><strong>Phone<\/strong>: 1-800-768-7377<\/p>\n<p><strong>Employer Number<\/strong>:<br \/>ÀÖ²¥ÊÓÆµ<br \/>01255<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;30px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_color_all=&#8221;#0C71C3&#8243; border_width_top=&#8221;9px&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#e7e7e7&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Fidelity&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>825 SW Fifth Avenue<br \/>Portland, OR 97204<\/p>\n<p><strong>Phone<\/strong>: 1-800-343-0860<br \/><strong>Phone<\/strong>: 503-716-2533<br \/><strong>Fax<\/strong>: 508-460-2704<\/p>\n<p>Oregon Public Universities<br \/>ORP: 71681<br \/>TDI: 71678<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.23.4&#8243; width=&#8221;100%&#8221; custom_padding=&#8221;26px||0px|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;30px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_color_all=&#8221;#0C71C3&#8243; border_width_top=&#8221;9px&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#e7e7e7&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;TIAA-CREF&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Braden Danielson, Financial Consultant<br \/>4730 University Way NE, Suite 201<br \/>Seattle, WA 98105<\/p>\n<p><strong>Phone<\/strong>: 1-800-842-2888<br \/><strong>Phone<\/strong>: 503-452-6986<br \/><strong>Fax<\/strong>: 206-523-6866<\/p>\n<p>Oregon Public Universities<br \/>ORP: 101528<br \/>TDI: 101529<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.23.4&#8243; custom_padding=&#8221;30px|25px|25px|25px|false|false&#8221; custom_padding_tablet=&#8221;|5%||5%|false|true&#8221; custom_padding_phone=&#8221;|5%||5%|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_color_all=&#8221;#0C71C3&#8243; border_width_top=&#8221;9px&#8221; border_color_top=&#8221;#e7e7e7&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#e7e7e7&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e7e7e7&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#e7e7e7&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Oregon Savings Growth Plan&#8221; image_icon_width=&#8221;130px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>800 Summer Street NE, Suite 200<br \/>Salem, OR 97301<\/p>\n<p><strong>Phone<\/strong>: 503-378-3730<br \/><strong>Fax<\/strong>: 503-378-5888<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;Retirement-Forms&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#e0dad9&#8243; global_module=&#8221;27733&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Retirement &#8211; Forms&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; title_font=&#8221;|700|||||||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; custom_padding=&#8221;30px|25px|25px|25px|false|false&#8221; border_radii=&#8221;on|15px|15px|15px|15px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Forms&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf46d;||fa||900&#8243; icon_color=&#8221;#E02B20&#8243; image_icon_width=&#8221;70px&#8221; icon_alignment=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|700|||||||&#8221; image_icon_custom_margin=&#8221;||-14px||false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<ul>\n<li><a href=\"https:\/\/cdn.wou.edu\/hr\/files\/2025\/10\/Retirement-Planning-Checklist-PERS-Retirees.pdf\" rel=\"attachment noopener wp-att-31912\">WOU Retirement Planning Checklist for PERS Retirees (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/cdn.wou.edu\/hr\/files\/2025\/10\/Retirement-Planning-Checklist-ORP-Retirees.pdf\" rel=\"attachment noopener wp-att-31911\">WOU Retirement Planning Checklist for ORP Retirees (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.oregon.gov\/pers\/Documents\/Form\/469-IAP-Pre-Retirement-Designation-of-Beneficiary-Packet.pdf\" rel=\"noopener noreferrer\">PERS IAP Retirement Designation of Beneficiary(PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.opurp.org\/files\/2025\/02\/2025-Transfer-Form-Fillable.pdf\" rel=\"noopener\">PERS to ORP Transfer Form (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/cdn.wou.edu\/hr\/files\/2026\/01\/2026-Election-Form-Fillable.pdf\" rel=\"attachment noopener wp-att-29060\">ORP Election Form (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.opurp.org\/files\/2025\/02\/ORP-Change-Form-2025-FILLABLE.pdf\" rel=\"noopener noreferrer\">ORP Change (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.opurp.org\/files\/2025\/02\/403b-VSP-Fillable-2025.pdf\" rel=\"noopener\">TDI 403(b) Voluntary Savings Form (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.oregon.gov\/pers\/forms-and-publications\/Pages\/default.aspx\" rel=\"noopener noreferrer\">PERS Forms<\/a><\/li>\n<li><a href=\"http:\/\/www.standard.com\/eforms\/6564_606814.pdf\" rel=\"noopener noreferrer\">The Standard Optional Life Insurance Portability (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.standard.com\/eforms\/6564_606814retiree.pdf\" rel=\"noopener noreferrer\">The Standard Retiree Life Insurance Conversion Packet (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/forms.unum.com\/StreamPDF.aspx?strURL=\/231977-2.pdf&amp;strAudience=StreamByNumber\" rel=\"noopener noreferrer\">UNUM Long Term Care Continuation (PDF)<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you work 600 hours or more in a calendar year&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":837,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_lmt_disableupdate":"no","_lmt_disable":"","_et_pb_use_builder":"on","_et_pb_old_content":"<h2 align=\"center\" style=\"text-align: left;\">Pension Plans<\/h2>\n<div id=\"fadein_pension\">\n\nIf you work 600 hours or more in a calendar year you\u00a0may be\u00a0eligible to participate in a\u00a0retirement plan offered by ÀÖ²¥ÊÓÆµ. You\u00a0may be\u00a0eligible to enroll in one of these plans six full months after you begin working, and should receive enrollment information from the Human Resources Office before you become eligible to participate.\n\n<\/div>\n<div id=\"fadein_pension\">\n\n<a href=\"http:\/\/oregon.gov\/PERS\/\" target=\"_blank\" rel=\"noopener noreferrer\">PERS (Public Employees Retirement System)<\/a>offers classified and unclassified employees a defined benefit pension plus an individual account. Pension plans are based on your date of hire, years of service, and earnings. You accumulate assets in an individual account that is invested for you by PERS. Pension benefits are generally available when you reach <a href=\"http:\/\/www.ssa.gov\/oact\/progdata\/nra.html\" target=\"_blank\" rel=\"noopener noreferrer\">normal retirement age<\/a>.\n\n<a href=\"https:\/\/www.opurp.org\/optional-retirement-plan\" target=\"_blank\" rel=\"noopener noreferrer\">ORP (Optional Retirement Plan)<\/a> is a defined contribution alternative to PERS for unclassified employees whose career mobility may take them outside Oregon and to other employers. ORP participants select mutual funds and annuities for their investments, and participants manage their accounts with education and retirement planning services provided by <a href=\"http:\/\/www1.tiaa-cref.org\/tcm\/ous\/\" target=\"_blank\" rel=\"noopener noreferrer\">TIAA-CREF<\/a> and <a href=\"https:\/\/www.mysavingsatwork.com\/atwork\/ous.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Fidelity Investments<\/a>. A vested participant's account is portable to another employer's plan or may remain invested in the ORP if they leave an Oregon Public University.\n\nOPURP Quarterly Newsletters\n2019-20 Fiscal Year: <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/summer_2019_final.pdf\">Summer 2019<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/fall_2019_final.pdf\">Fall 2019<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/winter_2020_final.pdf\">Winter 2020\u00a0<\/a>\n2018-19 Fiscal Year: <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/summer_2018.pdf\">Summer 2018<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/fall_2017_newsletter_final.pdf\"><\/a><a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/fall_2018_final.pdf\">Fall 2018<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/winter_2019_final.pdf\">Winter 2019<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/fall_2017_newsletter_final.pdf\"><\/a><a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/spring_2019_final_0.pdf\">Spring 2019<\/a>\n2017-18 Fiscal Year:\u00a0<a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/summer_2017_0.pdf\">Summer 2017<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/fall_2017_newsletter_final.pdf\">Fall 2017<\/a>\u00a0| <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/2018_q1_newsletter_final.pdf\">Winter 2018<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/2018_q2_newsletter_final.pdf\">Spring 2018<\/a>\n2016-17 Fiscal Year:\u00a0<a href=\"http:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/summer_2016_newsletter.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Summer 2016<\/a>\u00a0| Fall 2016\u00a0| <a href=\"http:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/newsletter_winter_2017_-_final.pdf\">Winter 2017<\/a> | <a href=\"https:\/\/www.opurp.org\/sites\/opurp1.uoregon.edu\/files\/spring_2017_rpm_newsletter_final.pdf\">Spring 2017<\/a>\n\n[fruitful_sep]\n<h2>Voluntary Retirement Savings Plans (Supplement Your Pension)<\/h2>\n<\/div>\nTwo voluntary retirement savings plans offer a way to increase your retirement income through regular, planned investing. You determine how much to save each month, and your contributions are made to your account through payroll deductions. Using these plans will not reduce your retirement benefits or eligibility for PERS, the ORP, Social Security, or Medicare. You supplement your retirement benefits through as simple workplace savings plan that you may set up as soon as your first month of work, or anytime.\n\nThe voluntary retirement savings plans are available to all classified and unclassified Oregon Public University employees.\n\n<a href=\"http:\/\/www.opurp.org\/tdi\" target=\"_blank\" rel=\"noopener noreferrer\">\nTDI (Tax-Deferred Investment 403(b) Plan)<\/a> is exclusively for Oregon Public University employees to supplement their retirement pensions. TDI savings offer tax advantages, either as pre-tax investments or as post- tax Roth accounts that allow qualified investment earnings to be withdrawn tax-free after retirement. TDI participants may choose mutual fund and annuity investment programs, and participants manage their accounts with education and retirement planning services provided by <a href=\"https:\/\/www.tiaa.org\/public\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">TIAA-CREF<\/a> and <a href=\"https:\/\/www.mysavingsatwork.com\/atwork\/ous.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Fidelity Investments<\/a>. For more information, check out the <a href=\"https:\/\/wou.edu\/hr\/files\/2019\/12\/2026-Universal-Availability-Notice-with-Links-.pdf\">2020 Universal Availability Notice<\/a>.\n<a href=\"http:\/\/www.oregon.gov\/pers\/OSGP\/Pages\/index.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">\nOSGP (Oregon Savings Growth Plan)<\/a> is offered to Oregon public employees by PERS. The Oregon Investment Council manages a selection of investments on behalf of participants in the plan. An Oregon Public University employee may select the OSGP, the TDI or both plans.","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-879","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/comments?post=879"}],"version-history":[{"count":6,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/879\/revisions"}],"predecessor-version":[{"id":32726,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/879\/revisions\/32726"}],"up":[{"embeddable":true,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/837"}],"wp:attachment":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/media?parent=879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}